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XMR Utility Network

Wallet security essentials

Protect the seed, verify software, and use subaddresses and view-only wallets.

6 min read · checked 2026-10-30

Your seed

  • The 25-word (or 16-word Polyseed) seed is the wallet. Write it on paper/metal, offline
  • Never type it into a website, chat, or support form. No legitimate service asks for it, including this one
  • Add a seed offset/passphrase if your wallet supports it

Software

  • Download wallets only from official sites; verify hashes/signatures
  • Hardware wallets (Ledger, Trezor models with Monero support) keep spend keys off the computer
  • Keep the wallet updated; network upgrades require new versions

Habits

  • One subaddress per payer or service, so they cannot link your payments
  • Use a view-only wallet for bookkeeping or a shop server; it can see incoming funds but cannot spend
  • Remember that exchanges with KYC know which deposits/withdrawals are yours

Sources

Wallet security essentials · XMR Utility Network