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XMR Utility Network
PaymentsBeta

Monero Merchant Payments

Accept XMR straight to your own wallet. Payment processing runs on RugWard Pay, which is live today; this site will add a merchant dashboard on top of it.

How it works

  1. 1Sign in to RugWard Pay with your wallet and add your Monero address (optional: your private view key for automatic detection; view-only, encrypted at rest).
  2. 2Create an invoice (dashboard or API with an rwp_… key). The buyer gets a hosted checkout and QR code with a locked rate.
  3. 3The buyer pays from their wallet straight to your address. RugWard Pay detects the transaction on-chain.
  4. 4After 10 confirmations the invoice is paid and a signed (HMAC) webhook reaches your server, with retries.

What we never ask for

  • Your seed phrase
  • Your private spend key
  • Custody: funds never pass through us
  • Fake confirmations: a payment is never marked complete before the required confirmations
Status Beta: XMR payments run on RugWard Pay today, but this site's own merchant dashboard is not built yet, and we will not call it production-ready before full end-to-end testing.
Monero Merchant Payments · XMR Utility Network